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No matter what age, wealth or demographic, financial literacy is something everyone of every age needs.  This blog will touch on everything from asset allocation to budgeting and spending.  Want to learn about something you don't see in the blog?  E-mail us your suggestions!

 

Thursday, November 1, 2018

Is your financial house in order? The end of the year is approaching and it's a great time to take steps that can help improve your personal finances. Some items to consider: If you're not retired, review your contributions to...

 

Thursday, October 25, 2018

…reduce your expectation of how much in distributions may be withdrawn from investment accounts and still sustain your purchasing power Thanks to slowing global economic growth and lower expected investment returns, we must...

 

Friday, October 12, 2018

An excellent article in the 11-13-2017 Wall Street Journal…How millennials can add $830k to their401(k)’s by Paul Katzeff highlights how retirement plan participants can create meaningful wealth by starting small and...

 

Wednesday, September 19, 2018

It's hard to talk about college without mentioning financial aid. Yet this pairing isn't a marriage of love, but one of necessity. In many cases, financial aid may be the deciding factor in whether your child attends the college of his...

 

Friday, August 17, 2018

Watch Jeff's discussion with Julie Cooling, Founder & CEO, RIA Channel on the importance of financial education for families. https://www.riachannel.com/ipis-secord-on-the-importance-of-financial-education-for-families/

 

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Wednesday, July 18, 2018

Pain at the Pump: Why Does It Cost More to Fill Your Tank? The Memorial Day weekend is the beginning of the summer driving season, and — not coincidentally — often a high point in the annual ups and downs of gas prices....

 

Tuesday, March 13, 2018

Teach Your Children Well: Basic Financial Education Even before your children can count, they already know something about money: it's what you have to give the ice cream man to get a cone, or put in the slot to ride the rocket ship...

 

Wednesday, February 21, 2018

Women Moving Forward Financially after the Loss of a Spouse The loss of a spouse can be a devastating, life-changing event. Due to longer life expectancies, women are more likely to face this situation. Becoming a widow at any age can...

 

Tuesday, December 26, 2017

When we discuss base lifestyle spending assumptions with clients, most people take a stab at coming up with a number, but there is a wide degree of error and inconsistency. My recommendation is to become aware of what you spend by...

 

Friday, November 10, 2017

Your contributions to your employer-sponsored retirement savings plan may still enable you to open or contribute to either a Roth or traditional individual retirement account (IRA). However, your (or your spouse’s) participation...

 

Thursday, November 2, 2017

Understanding How Securities are Valued: Impacts to the Market and You The stock market has been, overall, a very good way to enable your savings to grow over time. The not-so-secret to success in investing is buying low and selling...

 

Thursday, October 19, 2017

Housing Options for Older Individuals: As you grow older, your housing needs may change. Maybe you'll get tired of doing yardwork. You might want to retire in sunny Florida or live close to your grandchildren in Illinois. Perhaps...

 

Monday, October 2, 2017

What is the Medicare open enrollment period? The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year, Medicare plans typically change what...

 

Wednesday, August 2, 2017

If you are currently, or up to 3-5 years away from, withdrawing your retirement savings, the time-based bucket theory may be a good fit for you. As you shift from wealth accumulation to wealth distribution, you need a strategic plan to...

 

Monday, June 26, 2017

Yes, you can make a direct or 60-day rollover from a 401(k)plan [or other qualified plan, 403(b) plan, or governmental 457(b) plan] to a Roth IRA, as long as you meet certain requirements.* First, you must be entitled to a distribution...

 

Monday, June 26, 2017

It's a vicious cycle: Money is one of the greatest causes of stress, prolonged stress can lead to serious health issues, and health issues often result in yet more financial struggles.¹ The clear connection between health and...

 

Tuesday, June 20, 2017

You've probably heard the news that the Federal Reserve has been raising its benchmark federal funds rate. The Fed doesn't directly control consumer interest rates, but changes to the federal funds rate (which is the rate banks use to...

 

Wednesday, May 10, 2017

Myth: Social Security will provide most of the income you need in retirement. Fact: It's likely that Social Security will provide a smaller portion of retirement income than you expect. There's no doubt about it--Social Security is an...

 

Friday, April 21, 2017

Do you have a child between the ages of 6-13? Read on for the facts to learn more about where money comes from, how to earn it, how to make it grow – and how to save for the things you want today or for bigger items in the future...

 

Thursday, April 13, 2017

At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before. This is especially true for women. For adults aged 65 and over, and for adults aged 65-74 and 75-84, women were...

 

Monday, March 6, 2017

Would you rather have weak hands or strong hands? Most people would answer strong hands. Why would I want hands that had issues functioning and were weak? I couldn’t open doors, or type or cook! This analogy has been used in the...